What Is Comprehensive Financial Planning?

Hint: It’s More Than Just Investment Management

If you’re a mid-career professional and/or a first-generation immigrant to the U.S., you have worked hard on your education and career growth. Now you aim to be intentional about building a stable financial future for you and your family, and building long-term wealth by earning high returns on your investments.

It is tempting to think that once you have enough money invested in assets with high expected returns, you’ll be all set with your retirement and other future financial goals. However, investing is only one part of the puzzle. In addition, you should aim to better organize your overall finances, efficiently navigate the U.S. financial system, plan and save for short-term goals like your children’s education or other major purchases, explore tax saving opportunities, ensure right strategies to safeguard your assets, etc. To do everything you can to optimize your finances, your best strategy is to undertake comprehensive financial planning—whether you DIY it or with the help of a financial advisor.

Join us in this exclusive webinar as I discuss the benefits of planning your finances with a more holistic, comprehensive approach vs. focusing on your investments alone. Topics we’ll cover include:

Common gaps in understanding financial planning and role of financial advisors
Drawbacks of narrow focus on only investment management
How comprehensive financial planning differs from (and goes beyond) just investment management
Understanding the opportunity cost of not undertaking the comprehensive planning approach
Identifying a competent financial professional, fit for your needs, and what to expect in a client-advisor relationship
Intangible benefits of working with the right financial professional

As a Chartered Financial Analyst® charterholder and a CFP® professional, I have been helping my clients create and implement comprehensive financial plans. Join this webinar to gain a better understanding of a holistic financial planning approach.

Meet Amol Desai, CFP®, CFA

Amol Desai is the founder and lead advisor at Perceptive Wealth Advisors – an independent, fee-only Registered Investment Advisory firm that guides clients on their journey to become financially assured and well-prepared for life through proactive financial planning. He primarily serves mid-career professionals and first-generation immigrants to organize their finances, bring confidence to their financial decisions and build them long-term wealth. Amol prides himself on diligently listening to his clients’ needs and providing thoughtful, objective, and timely service.

Amol obtained a Bachelor of Engineering, a Master of Science in Mechanical Engineering, an MBA in finance from Rice University, and holds the Chartered Financial Analyst® and CERTIFIED FINANCIAL PLANNER™ designations. When he’s not working, Amol enjoys traveling, visiting national parks, hiking, learning about music (often following Indian Classical/semi-classical genres). To learn more about Amol, connect with him on social media.